Your Mortgage,
Our Sprint
Let’s Cross the Finish Line Together!
Sprint to the Finish with Results You Can Count On
Hand Off Your Mortgage to Us – We'll Sprint to the Finish
You focus on finding the right home — we’ll handle the mortgage. From application to closing, our team moves fast, keeps you informed, and works hard to get you the best deal possible.
Why Sprint Mortgage is the Fastest Path to Your Dream Home
Fast Approvals
Get approved in record time. We cut through the red tape to provide pre-approvals faster than traditional lenders.
Seamless Refinancing
Refinance with ease and start saving money faster. Our process is streamlined to make refinancing quick and hassle-free.
Teamwork Approach
We work together like a well-coordinated team. From start to finish, you’ll always know where we are in the process and what’s coming next.
Expert Guidance
Our experienced team helps you navigate the mortgage landscape, ensuring you get the best rates and terms available.
Closing the Deal Faster
Our efficient processes mean quicker closings, so you can move into your new home or refinance faster.
Frequently asked questions
We've compiled answers to the questions we hear most often. If you don't see what you're looking for, reach out — we're always happy to help.
A mortgage broker acts as a middleman between you and the lenders. Instead of applying to just one bank, we compare multiple lenders, rates, and loan options to find the one that best suits your needs. Our goal is to save you time, money, and stress during the home loan process.
Banks can only offer their own loan products. A broker has access to a wide range of lenders, which means more choices, better rates, and loan programs that may fit your unique situation. We also guide you step-by-step, making the process smoother and less overwhelming.
As a mortgage broker, we’re compensated by the lender — not by you. That means our guidance, lender shopping, and support throughout the process come at no direct cost to you as the borrower. We believe in full transparency, so if anything ever applies to your specific loan, we’ll tell you upfront — no surprises, ever.
Generally, you’ll need:
- Proof of income (pay stubs, W-2s, or tax returns if self-employed)
- Bank statements
- Photo ID
- Credit history
Every situation is unique, so we’ll provide a tailored checklist once we get started.
- Pre-qualification is a quick estimate of how much you might be able to borrow, based on basic information you provide.
- Pre-approval is a more detailed review by a lender, using your credit report and financial documents. Pre-approval carries more weight when making an offer on a home.
The traditional down payment is 20%, but many programs allow for much less. Some loans only require 3–5% down, and certain government-backed loans (like VA or USDA) may require no down payment at all. We’ll help you explore the best option for your budget.
Most lenders prefer a credit score of 620 or higher, but there are programs available for lower scores. Keep in mind that the higher your credit score, the better the interest rates and loan terms you’ll qualify for. We’ll review your options based on your unique credit profile.
Yes. Having less-than-perfect credit or being self-employed doesn’t automatically disqualify you. We work with a variety of lenders, some of whom specialize in helping clients with credit challenges or non-traditional income.
Upfront costs typically include:
- Appraisal fees
- Home inspection (if applicable)
- Title and attorney fees
- Lender fees
- Prepaid taxes and insurance
Closing costs usually range from 2–5% of the loan amount. We’ll provide a clear estimate early in the process so you know exactly what to expect.
The timeline can vary, but most loans close within 30–45 days once you’re under contract. Pre-approvals can often be completed in as little as 24–48 hours. We’ll keep you updated at every step so there are no surprises.
Hand Off Your Mortgage to Us – We’ll Sprint to the Finish Line!
From application to closing, our mortgage team is with you every step of the way. Whether it’s your first home or your fifth, we handle the heavy lifting so you can reach your homeownership goals — fast and stress-free.
On Your Mark, Get Set, Refinance!
Refinancing doesn’t have to be a marathon. We make it fast, simple, and tailored to your goals — whether you're lowering your rate, changing your term, or tapping into equity. With great rates and a team that keeps pace with you, a better mortgage is within reach.